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  2. Only 30% of Americans have a plan to minimize the taxes ... - AOL

    www.aol.com/finance/only-30-americans-plan...

    It may come as a surprise, then, that only 30% of Americans have a plan to minimize the taxes they’ll pay on their retirement savings, according to Northwestern Mutual’s Planning & Progress ...

  3. Wood finishing - Wikipedia

    en.wikipedia.org/wiki/Wood_finishing

    Wood finishing. A worker sprays a urethane finish onto a timber. Wood finishing refers to the process of refining or protecting a wooden surface, especially in the production of furniture where typically it represents between 5 and 30% of manufacturing costs. [1] [2]

  4. Online shopping - Wikipedia

    en.wikipedia.org/wiki/Online_shopping

    t. e. Online shopping is a form of electronic commerce which allows consumers to directly buy goods or services from a seller over the Internet using a web browser or a mobile app. Consumers find a product of interest by visiting the website of the retailer directly or by searching among alternative vendors using a shopping search engine, which ...

  5. JCPenney - Wikipedia

    en.wikipedia.org/wiki/JCPenney

    In January 2012, the company's chief operating officer at the time, Michael Kramer, revealed to The Wall Street Journal that more than 30 percent of the bandwidth of J. C. Penney's headquarters was used for the viewing of YouTube videos during that month alone. Kramer consequently laid off 1,600 employees to change the company's workplace culture.

  6. Paint sheen - Wikipedia

    en.wikipedia.org/wiki/Paint_sheen

    Paint sheen. High-gloss finish used for kitchen elements. Sheen is a measure of the reflected light ( glossiness) from a paint finish. Glossy and flat (or matte) are typical extreme levels of glossiness of a finish. Gloss paint is shiny and reflects most light in the specular (mirror-like) direction, while on flat paints most of the light ...

  7. Car insurance rates are nuts right now. Here’s how to lower ...

    www.aol.com/finance/car-insurance-rates-nuts-now...

    State Farm, for example, offers up to 30% off for high marks. ... Some clients, he said, “go in and just start slashing” line items from their policies and end up underinsured.

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