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Chime launched Credit Builder with Stride Bank, N.A in June 2020, which is a credit card designed to help consumers build their credit history. Chime was the most downloaded digital banking app in the U.S. during the first half of 2021, according to data collected by Apptopia. Customer service
The VantageScore 4.0 score was released in mid-2017 and also uses a range of 300–850. Consumers can get free VantageScores from free credit report websites, and from some credit cards issued by Capital One, American Express, U.S. Bank, Chase Bank, TD Bank, N.A., Synchrony Bank, and USAA Bank.