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Time-based one-time password (TOTP) is a computer algorithm that generates a one-time password (OTP) using the current time as a source of uniqueness. As an extension of the HMAC-based one-time password algorithm (HOTP), it has been adopted as Internet Engineering Task Force (IETF) standard RFC 6238.
When software implementations of the same algorithm ("software tokens") appeared on the market, public code had been developed by the security community allowing a user to emulate RSA SecurID in software, but only if they have access to a current RSA SecurID code, and the original 64-bit RSA SecurID seed file introduced to the server. [3]
Common PRNG (pseudorandom number generator) — preferably cryptographically secure — in both transmitter and receiverTransmitter sends 'next' code in sequence; Receiver compares 'next' to its calculated 'next' code.
HMAC-SHA1 generation. In cryptography, an HMAC (sometimes expanded as either keyed-hash message authentication code or hash-based message authentication code) is a specific type of message authentication code (MAC) involving a cryptographic hash function and a secret cryptographic key.
There are several types of security codes and PVV (all generated from DES key in the bank in HSM modules using PAN, expiration date and service code): . The first code, 3 numbers, called CVC1 or CVV1, is encoded on track one and two of the magnetic stripe of the card and used for card present transactions, with signature (second track also contains pin verification value, PVV, but now it is ...
Digest access authentication is one of the agreed-upon methods a web server can use to negotiate credentials, such as username or password, with a user's web browser.This can be used to confirm the identity of a user before sending sensitive information, such as online banking transaction history.
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