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In the United States, student loans are a form of financial aid intended to help students access higher education. In 2018, 70 percent of higher education graduates had used loans to cover some or all of their expenses. [1] With notable exceptions, student loans must be repaid, in contrast to other forms of financial aid such as scholarships ...
The William D. Ford Federal Direct Loan Program (also called FDLP, FDSLP, and Direct Loan Program) provides "low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education ... rather than a bank or other financial institution." [1]
SMS Helgoland was a dreadnought battleship of the Imperial German Navy. Her design improved from the Nassau class, including an increase in the bore diameter of the main guns. Her keel was laid down at the Howaldtswerke shipyards in Kiel; she was launched on 25 September 1909, and commissioned on 23 August 1911.
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